Our Yacht & Motor Boat policies ensure you are fully covered in the event of an accident. PIC can cater for all usage and all budgets.

We can cover Yacht & Motor Boats usually up to 30 years old with no survey required, benefits of our Yacht & Motor Boat policies include:

  • £3 Million Liability cover for you and any person navigating or in charge of your vessel with your permission
  • Underwater Damage cover to hull and engine(s) as standard
  • Dropping off or falling overboard of outboard motors
  • 12 Months in Commission (if required)
  • Cover for all risks of accidental, physical loss or damage to your vessel and the property described in your Certificate of Insurance
  • "Agreed Value" or "Market Value" insurance…… the choice is yours
  • Salvage and removal of wreck charges
  • If a claim arises while your vessel is moored at her home marina no excess will apply and you will not lose your no claims bonus
  • Personal accident cover for personal injuries or death for you and people on board your insured vessel

As you appreciate there are a few exclusions:

  • Loss, damage, liability or expense intentionally caused by or consented to by you or arising from unseaworthiness resulting by you
  • Cost of repairing any defect from a prior repair, alteration or maintenance work
  • Design or construction fault
  • Loss and damage caused by wear and tear and lack of reasonable maintenance
  • Loss and damage caused by insect, vermin, damp and marine life
  • Theft of insured gear and equipment unless it follows violent forcible entry into your vessel or place of storage
  • Theft of insured personal effects unless it follows violent forcible entry into the vessel or vehicle while in transit
  • Theft of your outboard motor unless it is secured to your vessel by an appropriate anti-theft device in addition to its normal method of attachment or violent forcible entry into the vessel or place of storage
  • Theft or loss of boats, such as dinghies or tenders, not permanently marked with the name of the parent vessel

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Call us on +44 (0)1656 784866 or   CONTACT US